Definitely examine one loan’s intricate small print meticulously plus don’t be mislead by misleading practices

The loan amount supplied by “Money Proof Waiver” loan providers generally is at 10 so you’re able to 30 thousand dollars just, that could not be able to help you satisfy your financial financial obligation.

To own fund giving “0% Rate of interest”, financial institutions and you will creditors can charge Management Costs or Dealing with Fees that elizabeth due to the fact regular attract expenses.

The application form techniques for a loan requiring earnings research is not difficult and you may short. Citibank provides you with credible lending choice that include a personalized monetary studies and you will welcomes all kinds of earnings facts.

Frequently asked questions – Personal loans

People have to be Hong-kong residents aged 18 or significantly more than, holding complete-big date a career through its present workplace for at least 90 days with a month-to-month earnings regarding HK$six,100 or above.

Fill in the applying and complete it making use of the required records. We are going to evaluate debt status and you can evaluate your fees element consequently.

Our Financing Specialist have a tendency to contact you concerning your application for the loan within this step three business days abreast of bill of all of the needed files. When the a loan is eligible, we are going to contact you to go-ahead mobile verification techniques or perhaps to see branch to go through the mortgage disbursement processes.

Immediately after signing the newest drawdown letter, we shall plan direct costs to repay the charge card a good balances and you can finance off their creditors (just applicable so you’re able to Card Debt consolidation Financing) and/otherwise disburse your acknowledged loan amount by bucks, have a look at otherwise borrowing to your appointed savings account.

While making repayment much easier and steer clear of any fees considering late fees, we’re going to make it easier to establish a direct debit agreement; your loan money would-be debited right from their designated bank membership monthly.

Fundamentally, whenever a consumer enforce for a financial loan on line, via the app hotline or even in people at the a Citibank part, and you can upon submitting of all expected records, your application will be reviewed quickly additionally the acceptance effect tend to be accessible within step 3 business days. In the event that a loan is eligible, we’ll contact you to definitely go-ahead mobile phone verification techniques or even to check out department to go through the loan disbursement procedure.

You can apply for a great Citibank Personal loan from the Citibank web site, by the contacting the application form Hotline 2963 6477 2963 6477 or checking out a good Citibank department yourself.

• Hong kong Long lasting Resident Term Card
• Income evidence, age.grams. most recent month’s payroll slip, most recent income taxation demand note, most recent MPF sum evidence otherwise newest around three months’ payroll membership financial statement/membership passbook (with front page demonstrating the term and you can account matter)
• Latest about three months’ full selection of chief bank report/membership passbook (which have first page indicating your own title and you may membership matter)
• Newest residential target evidence (age.g. fuel expenses otherwise bank declaration)
• Any kind of documents or licenses deemed appropriate.

Sure. But please make sure that your payroll sneak www.loansavesolutions.com/payday-loans-ri/ provides your company chop or is published on the organization letterhead. In the event the monthly paycheck is found on a payment base, please offer a financial report otherwise membership passbook with at the least three months’ salary deposit record. If you are a cab rider, you can simply introduce their taxi rental acknowledgment, driver’s license and you can related money evidence.

Generally, Citibank tend to check with a card reference agency to gather a great customer’s credit file as well as borrowing username and passwords, membership delinquency data, present credit enquiries and you can historical investigation.

You can expect customized rates based on a single user’s borrowing from the bank checklist. Once app entry, you will be called of the the Financial Administrator inside 1 so you’re able to dos working days with a primary approval results, initial financing interest rate offered or other financing info; you can like to undertake the deal otherwise terminate the applying without any charge.